Senior Citizen Insurance: A Comprehensive Guide

As you enter your senior years, it’s a time of financial reassessment and change – and that includes your insurance needs. Take a look at this comprehensive guide to determine what you need, what you don’t and how to get the best deals ...

Is Homeowner’s Insurance A Must If Your House Is Paid Off?

The vast majority of today’s mortgage lenders require buyers to carry homeowners insurance since, technically, the home belongs to the lender until it’s paid off. This allows the lender to protect their investment. What happens, ...

Four Tips For Purchasing Homeowners Insurance

There is no doubt that the home buying process can feel overwhelming, and that includes selecting a homeowner’s insurance policy. Use these tips as a handy reference for removing the confusion and navigating your insurance options with ...

Variable Life Insurance – life insurance whose face value and/or duration varies depending upon the value of underlying securities.

Variable Universal Life – combines the flexible premium features of universal life with the component of variable life in which excess credited to the cash value of the account depends on investment results of separate accounts. ...

How Does Reserve Work In Terms Of Insurance?

Reserve – A portion of the premium retained to pay future claims

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